Banks on Welfare?

Banks are supposed to pay interest to depositors, then loan that money to borrowers, at slightly increased rates. Banks are not supposed to be subsidized by the Fed, or Government, or Whoever the Hell they are.  That is the number one point that the OWS should make.  It is not capitalism that is operating the financial system, it is a gaming operation. 

The Government is subsidizing legalized robbery of its citizens, and giving it to student loan sharks.  It is rigged in favor of investment bankers, who play with capital, like it is Legos.  If the Government of a State, or someone that wasn't in the pocket of the Fed or the investment houses, forced all Banks to pay and minimum of 4% interest on all individual deposits associated with an individual Social Security Number, so that institutions could not "game the system," that one thing would start to force all Banks to "act like Banks" again.  

Why should Banks get a free ride, just because the Feds like to print paper.  If a Bank, cannot "afford" to pay 4% interest to depositors, they should not be in business.  This 0% interest crap, is what got us into this mess.  If the Fed was to undercut the system, by pandering to the wealthy, then the Fed should be taxed, by a surcharge for even operating in the system.  It is not fair, and by Congress killing Glass-Steagall, dumping Usury Laws, and twiddling with who is subject to Sherman Anti-Trust, they have gone to bed with the crooks.

This is not Capitalism, is it corruption.